Most insured Americans have one of two healthcare plan types: an HMO (health maintenance organization) or PPO (preferred provider organization). Generally, people aim for a plan that strikes at balance between a low deductible and monthly premiums. But with all the turbulence surrounding the Affordable Care Act (“Obamacare”), many Americans are considering a third option. This is the HDHP with HSA, or a high-deductible healthcare plan with health savings account. These days, an HDHP with HSA can save you thousands of dollars every year. Unfortunately, because there are so many myths and misconceptions, many Americans shy away from the idea. “High deductibles? Are...
Read the full article: What You Need to Know About Health Savings Accounts
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