If you’re stuck in debt, the most effective way out is to start tracking your expenses. Think of it this way: if your canoe was sinking, wouldn’t you locate the leak first? You have to plug the hole before you can start bailing out the accumulated water. For most folks, debt isn’t the problem — spending is. Even if someone were to wipe out your debt balance, are you confident that you wouldn’t plunge right back into that hole? If you can get your spending under control, then your debt problem will become much easier to manage. These apps can...
Read the full article: 15 Cool Tools for Easy Expense Tracking and Budgeting
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